Centsibility: The Planet Girl Guide to Money (Planet Girl)

Tight budgets and difficult economic times have led many parents and teachers to encourage youngsters to place more thought into earning money and then using that money sensibly. In such an environment, this book serves as a useful vehicle for motivating girls to consider a wide range of ideas for how to be more proactive in finding paid jobs and other opportunities to generate earnings from their talents and skills. The authors also provide valuable tips for setting savings goals and figuring out how much interest those savings will earn at the bank. Spending money for something right now is fun, and as the authors note, teenage girls spend more money per week than their male counterparts. A series of suggestions point the way to savvy shopping that takes advantage of bargains, avoids getting sucked in by misleading advertising, and considers the working conditions in which goods are produced. Not forgotten are various ideas for donating time and money to organizations that girls believe can make a difference in the world. Catchy illustrations depicting girls across race, teenage-magazine styled multiple-choice questions, and helpful budgeting charts work well to reinforce the lessons and grasp the attention of younger readers. Centsibility's focus on girls and money helps to meet a growing need for new tools that empower girls to gain financial literacy and become confident in managing money.