Written by Buckley Sandler lawyers Joseph J. Reilly, Benjamin K. Olson, and Kathleen C. Ryan, and published in partnership with the American Bankers Association, the CFPB Mortgage Origination Rules Deskbook is the definitive guide for bank and nonbank mortgage originators navigating the Consumer Financial Protection Bureau's mortgage origination rules. The second edition - 624 pages and published in June 2017 - has revised and updated the ten chapters of the first edition to reflect new amendments or guidance, as well as details on the Ability-to-Repay/Qualified Mortgage Rule in relation to fair lending, safety and soundness, and the Community Reinvestment Act; USDA's definition of Qualified Mortgage; CFPB enforcement actions under the Loan Originator Compensation Rule; and CFPB guidance regarding the TILA-RESPA Integrated Disclosure Rule. In addition, it includes a new chapter addressing the CFPB's amendments to the HMDA reporting requirements, which are generally scheduled to take effect on January 1, 2018. Those who order the Deskbook can receive a complimentary PDF copy as well. To receive a PDF, please email [email protected] and include a copy of your purchase order confirmation email.
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