Enough Bull: How to Retire Well Without the Stock Market, Mutual Funds or Even an Investment Advisor

People today are stressed out about retirement. With the mortgage, car payments, the kids' education and credit card bills there never seems to be enough to pay the current bills let alone save thousands in RRSPs. At the same time, we are told over and over again by the large financial institutions and the people who sell their products that we must stash away millions of dollars by maximizing our RRSP contributions no matter what or we'll face a retirement full of despair. But Enough Bull blows apart that conventional wisdom and reveals how Canadians are being led down the path to financial ruin by most conventional financial planning. David Trahair offers a message of hope for average, cash-strapped Canadians: You can retire comfortably, and likely on far less money that the financial industry and advisors would have you believe. And he shows you how. In Enough Bull, he explains step-by-step how people can secure a comfortable retirement without risk. It does not require you to be good at math. It does not require you to trust the stock market, invest in mutual funds that pay high fees to advisors or even to start saving early. In fact, it is so simple you could even follow it without an investment advisor. And here is something investment advisors are really going to hate: Trahair shows clearly that a comfortable retirement is within reach even if people start as late as five years before retirement. This book details a simple strategy that ignores conventional wisdom. It will point out all the traps to avoid and explain in plain English why literally doing the exact opposite of what we have been told for years will leave you much further ahead while reducing the risk of losing your hard-earned money.