The Credit Repair Handbook: Everything You Need to Know to Maintain, Rebuild, and Protect Your Credit

Every year millions of people are unable to pursue their personal and family financial goals because of low credit scores and negative information in their credit histories. They don't qualify for credit with good terms; they're denied jobs; or they are turned down for insurance. Many are in this situation because a job loss, high medical bills, a divorce, identity theft, or overspending ruined their credit. In The Credit Repair Handbook, nationally known consumer bankruptcy attorney and trusted debt expert John Ventura tells you everything you need to know about credit reporting, the three credit reporting agencies, and rebuilding your credit after money troubles. Comprehensive and up-to-date, this is the only guide you will need to get your financial life back on track. Ventura offers easy-to-understand information and advice about how to: Understand what your credit history says about you, Correct problems in your credit history, Get new credit after serious money troubles, Raise your credit score, Avoid credit-repair scams, Protect your credit against identity theft and minimize the damage that an identity thief can do to your finances if you are a victim of that crime, Avoid money troubles in the future. Ventura's time-tested advice will help you rebuild your credit and manage your money wisely so that you can achieve your financial goals. Whether it's qualifying for a mortgage, getting a good interest rate on a car loan, or purchasing adequate insurance, no financial door will be closed to you again. Book jacket. This description may be from another edition of this product.