Your Wealth Reserve: Save $3,000 a year

Pay less; earn moreMost of us have never had a financial plan like a Wealth Reserve. A Wealth Reserve is my name for all your assets that 'grow by themselves'-401k, 403b, pensions, IRAs, Roth IRAs, brokerage, business and rental real estate. Your cars, home and possessions are used up and rarely grow in value. We need to make a Wealth Reserve at this time in history because the financial industry has not provided most of us with a plan that helps us meet our financial needs. We are overpaying the financial industry-getting less for our money. For instance, most advisors are costing us real money. The average return for managed accounts is 3.79%. A low-cost index fund provides 11%. We are giving up 63% of our total potential earnings. We can do better on our own with tools that have become accessible to all.In other words, it is easier than ever to make an efficient financial plan thanks to three recent developments-low-cost investing, tax-free accounts and a simple investment strategy. A Wealth Reserve makes it possible for us to buy insurance, mutual funds and all financial products for less. We pay less and thus earn more. Since we earn more, our long-term fund compounds faster. Now we can create wealth for our family- $1,000,000 and more-by using the new wealth-building tools.Instead of paying commissions and high fees, we use the strategy proven by Warren Buffett, the greatest investor of our time. Playing the market by trading stocks and timing the market gyrations is the Loser's Game according to research. You start with $250 a month from your savings/discounts on financial products you already buy.